An invitation to join...

"The Secret Payroll"


How to get 12 extra pay cheques a year for
NO extra work... starting with your
first cash payout on Monday, 5th April 2010

Dear friend,

Did you know there's a crafty way to get some of the most reputable companies in the world to willingly send you money every few months?

Sounds crazy - particularly in a recession - but it's true: right now, some of the biggest, richest and safest companies in the world - household names - are delivering regular cash payments to Aussies on their "secret payroll".

Let me prove it to you. Here are just some of the cash payouts made by major Australian firms in the last few months...

You Could Have Claimed 5 "Secret Payroll"
Cheques Totaling $1,192.50!



Imagine checking your bank statement to find that a well known global corporation has put more than $500 into your bank account overnight... and you don't even work for them!


Now imagine this happens 12 times a year!

Sometimes your payout is $60—$300... other times it's more like $500—$1,000... all "thank you gifts" from some of the biggest firms in the world.

And these companies don't expect a scrap of work from you in return!

Maybe you didn't know about this passive income generating technique... well, in this letter I'll reveal how you can join the "secret payroll" of six big companies right away, and collect 12 extra pay cheques in the next year for no extra work.

If you follow the simple steps I'm about to explain, you can expect your first corporate cash payout on Monday, 5th April 2010!

Let me be clear:

This clever income generating idea is NOT illegal, unethical or underhanded. You're not stealing or embezzling from anyone.

In fact, the companies in question actively encourage people to join their "secret payroll". And it's not a scam like those emails that go around... don't worry - you don't have to forward this letter to 50 people to get your payout!

Nor is it an elaborate, multi-level pyramid or "ponzi" scheme that relies on an influx of new money to pay cash gifts to people on a waiting list.

This is a 100% legitimate and transparent wealth-building technique used by some of the richest and smartest people in the country to generate a regular, tax-efficient, passive income stream of thousands of dollars a year!

Today I'm going to show you how to do it... right after I've addressed a fairly obvious question...

Why the heck would a company just GIVE money away?

Despite the recession, a small group of Australian blue-chip firms are continuing to make big profits, as regular as clockwork, from the sale of products that people need.

These major companies - like the ones in the table on the first page of this letter - are mega-businesses who know how to weather a storm. They are secure.

They're not totally unaffected by the economic downturn - they just feel it in the way a sumo wrestler feels a mozzie bite!

But there is a problem - if you can call it that...

They're making more profit than they know what to do with!

As ridiculous as that sounds, this is an issue for some firms.

Remember - we're not talking about "growth" companies here... many of these huge organisations have little room left to grow - and little desire to expand or enter new markets, especially when the economy is so volatile.

So, with no plans to plough this profit back into the company, these corporations are left with big cash reserves...

And more often than not, they choose to divide this "profit overflow" amongst a select group of people listed on their secret payroll - as a kind of "loyalty bonus"!

Anyone can add their name to the recipient list... here's how...

Here's the secret behind the "Secret Payroll"

This is not a new idea by any means.

It's a technique some of the wealthiest Australians have been using to generate a regular passive income from big companies for decades.

Most regular Aussies have either forgotten about, or ignored the "secret payroll" until very recently.

But now, as other moneymaking opportunities are drying up, investors are again seeing this as a chance to tap into what could be a lifetime of income: money you earn every month without thinking about it.

I'm talking about claiming regular dividend cheques.

It's easy, it's safe, and it's virtually guaranteed. What's more - it's better than any other income generating investment around at the moment because...

  1. There are no age restrictions
  2. These are huge companies, so there's little chance of your regular payments drying up
  3. You can join the secret payroll of as many companies as you want
And probably the best part of all...

You get to choose how much
these super rich firms will pay you

Once you've joined the "secret payroll", you'll know when each payment is due, and depending on how many shares you hold, you'll be able to modify the size of your dividend cash payout.

Let me show you what I mean...
  • One Perth-based diversified company, sent out a staggering $754 MILLION in "secret payroll" cheques last year. The year before, it handed out $765 MILLION.
  • If you'd bought 1,000 shares in this company in August 2006, today you'd have received more than $6,250 in "secret payroll" cheques — in less than 3 years!
  • If you'd bought 2,000 shares, you'd have earned more than $12,500 from the "secret payroll"
  • And 4,000 shares would have put more than $25,000 easy money into your bank account!
That's just one company with a "secret payroll"... there are hundreds more you can join...

...Like the huge Sydney insurance firm that handed out more than $1 BILLION in "profit overflow" payments to shareholders in 2008. The year before, they divided up $805 MILLION to the people on their list...

If you'd bought shares in this firm just 2 years ago:

  • 1,000 shares would have netted you $3,030 income
  • 2,000 shares would have put $6,060 into your bank
  • 4,000 shares would have made you $12,120 easy cash
That's on top of any capital gain you make on the shares! Remember, this is in just 2 years... and also during the biggest recession we've seen in our lifetime!

Imagine knowing you were going to receive 12 extra "secret payroll" cash payments every year - alongside your regular income - for no extra effort on your part? It's like getting an extra salary for nothing!

How would you like to put yourself on the
"secret payroll" of six big companies?

With your permission, I'd like to send you a hush-hush report - free of charge - which reveals how, with very little fuss, you can get on the "secret payroll" of six rock-solid companies right away... (to reserve your copy now, click here).

Follow the simple steps in this report and you'll receive 12 cash payouts from these firms in the next 12 months... with your first one coming on Monday, 5th April 2010!

Here's more detail on the six firms in it:

 
  • Secret Payroll Company #1 has existed in various forms since 1909. You may not be familiar with the firm itself, but you've probably got at least one of their products in your pantry. Its dividend payout ratio is high - for every $1 of profit, the company pays out 79.6 cents. What's more, it recently eased back from a 52 week high, which makes it a "secret payroll" stock well worth buying... It'll dispatch the first of its payments to you in April 2010
  • Secret Payroll Company #2 is a diversified gambling and entertainment company with a strong record of growing revenues and profits through both acquisition and organic means. Even if this firm were to lose ALL its revenue and profits in 2010, it would still be able to pay you a healthy dividend; such is its unique position in the sector. This is a great income producing stock which will dispatch your first "secret payroll" payment in April 2010

  • Secret Payroll Company #3 is one of the biggest and best loved Aussie Brewers... who are also doing a roaring trade in Europe... You'll get your first cash payout from this company in April 2010
  • Secret Payroll Company #4 is huge - it's the largest soft drink company in the pacific rim and one of the most well known brand names on the planet... look out for your first "pay cheque" from this firm in April 2010
  • Secret Payroll Company #5 is a leading marketing and distribution company. The chances are you've bought something from one of its bottle shops - they are currently one of the best-performing stocks on the Australian market! Provided you join the secret payroll before Thursday 18th June, this firm will send you your first cash payout in July 2010
  • Secret Payroll Company #6 is the largest telecommunications firm in Asia with a significant foothold here in Australia. It has a whopping 216 MILLION customers worldwide and is ready to send you a slice of its profits inAugust 2010
These payouts aren't one-offs! The 6 firms on your exclusive "secret payroll" hitlist will send you money TWICE over the next 12 months alone - effectively giving you a second salary!

And they'll do the same next year... and the year after that... in fact...

Once you're on the "secret
payroll" those cash payouts
keep on coming until you
decide you don't want
them any more!


Each of the firms you'll read about in the report occupies a strong position.

By my analysis they are virtually certain to issue you with "profit overflow" payments twice a year, every year, for the foreseeable future.

Of course, I can't say this with 100% cast-iron assurance...

There is the outside chance that they may cut their 'secret payroll' temporarily, now and then. Even the strongest companies in Australia don't come with a 100% profit guarantee.

But that doesn't mean you drop off the secret payroll - you just pick up the next payment as normal.

The "Secret Payroll":
What are the risks?
I want to be completely clear about this. I'm talking about an investment strategy here.

Don't get me wrong - I'd love to be telling you about a way to get free money with no outlay up front. Sadly for both of us, those kinds of things don't exist. Even a Tatts Lotto ticket costs $2.40!

But there ARE opportunities out there to generate a monthly income from what seems like "thin air"... and that's what I'm offering you today: The chance to make regular cash, paid directly to you with no effort required on your part.

This means buying and holding a few carefully selected shares - and that isn't without risk. But don't worry too much about this... I've selected the 6 companies in your free report specifically because they are rock solid. They are not going to go bust any time soon.

Yes, your capital is at risk when you buy any kind of share - but let's be clear: we're not talking about super-speculative small caps here!

This technique is more about getting huge companies to provide you with a regular, stable income - rather than selecting smaller, riskier firms and chasing quicker share growth.

Missing a dividend payment or two is the risk you take when you invest this way. But to me this risk is easily outweighed by the upside...

Four times the return with less work!

There are 4 reasons why this is a great income generating technique:
  1. You'll receive 12 extra pay cheques each year until you want them to stop...

  2. You benefit from any capital gains on your shares... you can either take this as profit, or keep it invested, thus growing the size of your "secret payroll" payments...

  3. You can, if you wish, reinvest those secret payroll cheques to get an even bigger return on your cash! Standard & Poor's found that over a 20-year period, capital gains on S&P500 stocks in the U.S. would have produced a 381.9% gain... that's pretty good - but reinvesting dividends would have turned that gain into an eye-popping 905.1% windfall!

  4. You get a better return than leaving that money in the bank! In today's world of record-low interest rates, if you're interested in capital appreciation and income, the last place you want to leave your money is the bank!
How does that sound?

Well, it gets better. You can get set up on the "Secret Payroll" of these six companies really easily with one painless phone call to your broker. You can even do it in a few minutes online!

All the details are in my report: "How to put yourself on the secret payroll of six big companies". To reserve your copy - free of charge - click HERE.

Now, I'm long overdue an introduction...

Moneymaking Secrets of the Cocktail Party Crasher...

Kris Sayce My name is Kris Sayce and I'm a fully accredited adviser in shares, options, warrants, and foreign exchange investments.
"Do you know the only thing that gives me pleasure? It's to see my dividends coming in."

So said John D Rockefeller.

I agree. You will too when you start making money from my "secret payroll" tips. Dividends fell out of fashion in the dotcom years because the emphasis was on capital gains from risky, fast-growing technology firms. But recently, investors have rediscovered the appeal of dividend cheques. This is for three reasons:
  1. Dividends can't be fudged - they have to be paid with real money. And, with markets so volatile, jobs on the line and interest rates at historic lows… real money is important to investors.

  2. Dividend-paying stocks are no longer considered the laggards of the market. That's because, according to mounting evidence, they're the exact opposite. In a UK study over the last decade, JP Morgan reckons the average share-price growth of stocks that regularly hiked dividend payouts was 12.7%; the market as a whole was 10.3%.

  3. Dividend-payers are excellent stocks to own with stocks volatile and recession looming. In other words - they're good stocks to own NOW. Dividends contribute to share-price stability. If the share price of a dividend-paying firm falls, it is likely to fall less sharply than a pure growth stock. That's because once the price falls a certain distance, the yield tends to pick up, encouraging investors back in.
There is no such safety net for a share paying no dividend - as many dotcoms found to their cost in 2000. Right now, a growing number of Australians are getting pleasure from seeing their dividends come in. You can too… by adding my six "secret payroll" picks to your portfolio.

To get a copy of my "secret payroll" report - free of charge - click HERE
I've dedicated virtually all of my working life to figuring out the easiest and most effective ways to generate passive income, grow it and keep hold of it.

I began my financial career 15 years ago in the City of London as an equities broker specialising in small stocks listed on the London Stock Exchange.

After that, I moved to Australia to work for one of the country's leading private wealth management groups.

What an eye opener that was!

There I learned exactly how the rich operate... the clever little methods, tricks and techniques they use to make money (like the "secret payroll" strategy I told you about above)... the tax loopholes they exploit to protect their wealth... and the super-safe investment vehicles they use to grow it.

Over the years I've rubbed shoulders with hundreds of high-net-worth people from all over the world. I've gained the trust of many of them.

Some have employed me to help them make the most amount of money with the least amount of risk... and although many of these individuals are highly secretive, I've grown to understand what sets them apart from ordinary Australians who work hard but just can't seem to get out of the rat race...


The 3 Things Rich People Teach Their Kids about Money

Here's the most important thing you need to know about rich people - and it may surprise you...

They're not that different from the ordinary Aussie.

What separates them - aside from their bank balance - isn't their bloodline... where they went to school... the labels they wear... or the cigars they smoke.

It's a small amount of extremely valuable knowledge — that might have been passed on from a father, grandfather or business mentor.

This knowledge is fairly straightforward when you boil it down... but it forms the basis of every rich person's gameplan for building and keeping great wealth.

It means they'll never have to worry about recessions... they can retire in comfort when they choose to... travel the world... live well... and leave a legacy for their children.

Trust me - I've hob-nobbed at more fancy cocktail parties and exclusive country club functions than I care to remember. The secret to joining this elite clique is learning three simple things:


How to MAKE money, PROTECT it, and GROW it.

Sounds obvious, doesn't it? But rat-racers often miss the point of this completely - and that's the reason most of them stay poor.
They are blinded by the Bentleys and the bling. But the genuinely rich don't build wealth just to spend it all... and they never take big risks with their cash!

My point is this: having studied the habits of these people for nearly two decades, I know for a FACT that the methods well off people use to build wealth can be learned and mastered quickly by anybody, at any stage in life, starting with the money they have in their pocket.

That means you.

If you're interested in building lasting wealth - from scratch - for you and your family to enjoy I want to hear from you.

Get in touch - even if you have zero money... zero knowledge... and zero confidence!

I'm on a mission to take a small group of ordinary, hard-working Aussies - people like you, who are probably wondering what the hell is going on with the economy right now - and train them how to become financially secure... starting in the next 30 days.

These men and women will be the founder members of my new money mentoring service "Australian Wealth Gameplan".

Month by month I'll show you how to build lifelong wealth using a tried and trusted plan of attack that a small group of privileged people have been relying on and perfecting for years.

If that sounds like something you'd be interested in, please click HERE.

  • First, I'll show you how to MAKE several streams of passive income in some of the safest, easiest and least risky ways possible over the next few months. The "secret payroll" strategy I outlined above is just ONE of these (Remember, I'll send you details of how to get six corporate cash payouts if you sign up!

  • Then, I want to show you how to PROTECT that money from corrosive inflation... from the grabbing hands of the tax man... from scammers and thieves... and from the worst effects of the credit crisis...

  • And once I've helped you ring-fence your newfound wealth, I'll show you how to GROW it, using some extremely clever "hands-off" techniques you've probably never heard of... things that will give your Super an added boost so that you don't just have to live on tinned hot dogs in your retirement!
If you want to be in with a shot at securing my help, click here to complete the reservation form and we'll get you started.

There's no commitment required from you up front - I'll let you trial Australian Wealth Gameplan for 30-days, risk free, to see if it's your kind of thing. If you find you don't like it; simply cancel your membership with no charge.

Plus, don't forget I'll send you a copy of: "How to put yourself on the secret payroll of six big companies" which is yours to keep.

More on this offer coming up. First, to more pressing matters...


Our immediate priority:
INCOME, INCOME, INCOME!

If there's one piece of urgent advice I need you to take away from this letter it's this:

It's now virtually impossible for your 9-5 job to be able to provide you with an adequate and dignified retirement.

Even though the government has just upped the official retirement age to 67 (yes, sixty-seven!) the contributions you make in that additional two years of grueling slog won't be enough to afford the kind of retirement you have in mind now!

As I'll show you in a moment, the average Aussie needs almost $1 MILLION to enjoy a 25-year retirement with only a small drop off in their quality of life.

Sobering, isn't it?

That's why the first priority of Australian Wealth Gameplan is to help you create several streams of passive income - things you can put in place NOW that are proven to make regular money - even in a recession!

If you don't start working on this in the next few days and weeks, I guarantee you'll still be in the same financial position you are now in a year's time... probably even five or TEN years from now...

Think how much harder you'll have to work then to retire comfortably!

Listen, if you know all this and you have a plan to deal with it, then good luck to you. But if this worries you, and you don't know what you're going to do, I urge you to read on, then act as soon as you can.

Sign up here to trial the Australian Wealth Gameplan today and, over the coming weeks and months I'll reveal...


How to make hundreds of dollars a month - passively!

Which of these moneymaking ideas grabs you...

  • A way to generate hundreds of dollars a month from shares that never go up in value...
  • A way to profit from shares you'll never own!
  • A way to legally siphon small amounts of "unnoticed" cash from trillion dollar money movements in the financial markets...
  • A way to make money by making low-stakes "bets" on the best and brightest small companies in Australia!
Each of these strategies can generate several thousand dollars a year in additional income for you. They'll be revealed to you in greater depth as we work through the Gameplan.

Imagine topping up
your retirement fund
with these profits...

"Awesome, awesome, awesome... where do I start? Wow - I bought [small stock 1] originally at 19c and kept topping up my holdings... who wouldn't have, what a bargain! Total profit = $64,213... Looking forward to your next BUY recommendation."

-- AB

"I took your recommendation and made a nice tidy profit on [small stock 1] thanks to you... a 380% gain in a few months. I'm more than happy to recommend you to anyone..."

-- John

"Kris - what a fantastic profit of $2,800 in just over 2 months. Thank you!"

-- Louie
By the way, the last of these four techniques is is a little risky, and shunned by many mainstream investors, but it's made me an Average gain of 50.35% on all stocks since March 2007 (yes, GAIN – in the middle of one of the worst financial crises in living memory...)

In fact, since the market low of November 2008, the ASX200 has rebounded by 38.05% while my portfolio of niche, little-known investments is up 103.06%...

These successes include:
  • 65-cent household goods company McPherson’s Ltd that we sold for a 338% profit
  • 27-cent aluminium ore company Bauxite Resources that handed us a 388% profit
  • 35-cent Liquid Natural Gas play LNG ltd that gave my readers a 242% profit
  • 32-cent energy firm Bow Energy that we closed out for a whopping 458% profit
You have to admit that's pretty impressive...

I have more like these in my sights as I write this...

To get more detail on how to create several streams of passive income, sign up to review my all-new monthly mentoring service, Australian Wealth Gameplan, risk free for 30 days. Click here to go through to a short application form. Fill it out and we can get started TODAY!

Onto phase two of our plan...

Phase two is necessary because a strange thing happens to you when you start making good money on a regular basis...

You suddenly become highly protective of it!


I'll help you make sure your newfound wealth
is better protected than the Crown Jewels!

Phase two of the Australian Wealth Gameplan is no less important than phase one. I'll show you how to build a recession-proof shield around the money you just made - just like the rich do!

Starting immediately, we're going to make sure that every cent you decide to put towards your future is PROTECTED from...

  • The effects of the biggest financial crisis of your lifetime
  • Crippling inflation
  • Scammers, thieves and con artists
  • And particularly from the grabbing hands of the taxman!
I'll teach you how to think like a rich person thinks... and show you where to put a portion of your income into tax-efficient savings and investments to provide for emergencies and your retirement... Without impinging too much on the great new lifestyle you'll soon have!


No matter how old you are or how little savings
or financial knowledge you have I can help you
end your money worries in the next few days!

Look, I realise that most financial advice you read is the equivalent of taking cod liver oil. That's why Australian Wealth Gameplan makes it all easy for you - both to understand and to do.

Here are the 6 core wealth-protection strategies I'll teach you how to master over the coming months:

  1. How to 'recession-proof' your money with precious metals... gold, silver, copper, palladium... all great hedges against inflation and the economic downturn. I'll reveal the best places for your money, when to invest and what percentage of your portfolio should be in each asset to give you maximum returns with minimum risks!

  2. The best tax efficient investments and savings in Australia... where are the safest places for your cash... Where you can get the best rates of interest... How to arrange your investments and savings to take advantage of tax benefits... when it's best to borrow money to invest... and how to do it safely!

  3. The best low fee or fee-free bank accounts... Bank charges for things like account fees... transaction fees... using an ATM from another bank... unauthorised overdrafts... dishonoured cheques... express cheque clearance etc - are scandalous in Australia. They have increased faster than inflation - some are up by 40% in two years! I'll show you the best ways to avoid these fees... plus I'll name and shame the banks that take the most of your money for the "privilege" of being one of their customers. I'll also show you how to reclaim money that's been wrongly taken from you...
Do you know how long you have to work each year before your money is legally yours?

The average Aussie pays a whopping $16,401 in state and federal taxes each year. That figure has rocketed by up to 40 per cent in just five years, according to the Australian Bureau of Statistics.

That's CRIMINAL.

With the median salary at just $60,658, that means most Aussies have to work from New Year's Day to 9th April every year solely to pay the government!

How infuriating is that? For three months and nine days of every year, you are a civil servant - and there's NOTHING you can do about it.

Most people just accept the tax obligation they're handed by state and federal govt because they believe there's nothing you can do about it. The pollies count on that - and they hope you'll just accept it too.

But today you have a choice...

4. Pay down your mortgage lightning quick... What if you could slash years off this financial prison term? Switch products and reduce your payments? What if you were eligible for a sizeable lump-sum payout from your mortgage lender and didn't know it? Could you save thousands of dollars a year by going from a fixed to a variable rate product (or vice versa)? Could you offset your mortgage against the money in your bank and slash hundreds off your monthly payments? Can converting your home loan into a foreign currency dissolve huge chunks of your mortgage debt in just a few days? I'll reveal all of these mortgage loopholes and strategies in the months ahead...

5. How to thwart people who have their eye on your money... Bogus phone callers... Boiler room con artists... Ex-wife or husband... Is someone going through your bin bags late at night, gathering information from your receipts they can use to help themselves to the cash in your bank account? Did that barman clone your card when you started a tab in the pub? Is someone in Europe hacking into your bank account right now? I.D. theft costs Aussies more than $2.2bn a year. I'll show you the best ways to protect your hard-earned wealth against those who could whip it away from you in an instant.

6. Plus many more crafty, easy and profitable loopholes that could save you thousands in the months ahead: how to make a tax efficient will that benefits your family and not the government... how to check if you're being overtaxed on your property investments... why some asset classes will always perform well in a recession... astonishing legal tax minimisation tricks that really work...

You'll learn all this - and more besides - as a member of the Australian Wealth Gameplan money mentoring service. Click HERE to start your 30-day risk free trial today!

Why WOULDN'T you want to keep more of your money?

Rest assured, none of the wealth protection strategies and loopholes I'll share with you is illegal. They're all perfectly legitimate. You won't find them on any government website for obvious reasons, but the rich have been exploiting these wealth-guarding techniques for decades.

To get a full rundown on all of my wealth protection strategies, click here and arrange your 30-day risk-free trial of my Australian Wealth Gameplan service. Don't forget, I'll send you a copy of my report: "How to put yourself on the secret payroll of six big companies".

Now it's time to tell you about the part of our strategy that asks the most difficult question of all...


Will you have enough money to live on
for 25 YEARS PLUS after you retire?

Actually, scratch that. Life expectancy rates are rising in Australia. You may find you have to fund closer to 30 years of retirement.
That could amount to one-third of your life without a salary!

Have you figured out how you'll afford to live?

And I'm not talking about scraping by either: surviving on a diet of canned beans and condensed milk... selling the car, buying a moped and living in one room... scaling down your health care provision... still having to work part time into your seventies to pay the bills...

I'm talking about having enough money to be able to retire with dignity: being able to sustain the kind of lifestyle you enjoyed as a wage earner - or maybe an even better life... treating yourself to holidays, days out, and presents for the family...

So, come on, how are you going to do this?

Well if you're an average Aussie you can forget about falling back on your savings. Australia stopped being a nation of savers 10 years ago.

Maybe you're looking to your superannuation fund to provide you with a retirement safety net?

In which case, you probably need to know this...


If your super fund gives you less than $952,525
your safety net will have some pretty big holes in it...

You know the deal with Super. If you're eligible, your company pays 9% of your pre-tax salary into the fund of your choosing - you can then access this lump sum (or whatever's left of it after the markets have chewed it up) on retirement.
Sounds fantastic in theory. But there are two huge problems...

First, most of us simply opt for whatever the company approved super fund is - because it's convenient and you don't have to do much research or work. It's so easy at the time you join the firm, and you feel like you've skipped a boat load of hassle - but in terms of committing crimes against your future self, opting for your employer-approved super is just about the worst thing you can do.

Trust me - it would be far less hassle to jump forward in time to the day you retire and punch yourself square in the face!

Second - and this is the biggie - nine percent of your salary is not enough to afford the kind of retirement you want!

If you're currently leaving your super on "9% autopilot" you'll have a whole load of lifestyle adjustments to make come retirement.

The Association of Superannuation Funds of Australia recently conducted research into retiring in Australia - they found that to have a "comfortable" lifestyle, retired singles who live in their own home need to spend $38,101 a year and couples $51,132.

That means a single person, living for 25 years after retirement would need to have accumulated a fund equivalent to $952,525... A couple's combined fund would have to be no smaller than $1,278,300.

Do you have a plan to amass this sort of money in time for when you stop working? Because compulsory superannuation at nine percent a year will not get you anywhere near it!


If you don't want to retire poor you
need to review your Super NOW

Listen, if you're not shocked by the massive hit superannuation funds have taken over the last 12 months thanks to the credit crisis, you might want to check your pulse...

In 2008 a staggering $160 billion was wiped off the value of super funds...

The Australian is predicting that the average fund is set to drop by a further 16 per cent in the current financial year...

SuperRatings say: "Australians should brace themselves for a second consecutive year of negative earnings from their super fund."

Remember:

THIS IS CASH YOU'RE RELYING ON
TO PAY FOR YOUR RETIREMENT!

It amazes me that so many of us choose to hand control of our retirement cash to our employer-approved super fund.

Don't you realise: YOU get to choose how this money is invested!

Most Aussies are unaware of the risks being taken with their nest egg every month - because they never really have that money to begin with. It's just another deduction on their pay slip.

You aren't physically handing over piles of notes to someone to safeguard and nurture for you.

If you were handing over actual cash I bet you'd want to know exactly where it was being invested and in what quantities!

My friend: THIS IS YOUR MONEY.

As a matter of urgency, you need to find out what it's doing.


With greater control you'll be able to direct this money into investments that actually benefit you!

If you need any further persuasion to get onto this, check out the story in the box to the right

This was emailed into our office earlier this year. It's one of the most powerful arguments for taking more control of your super you'll ever read.

This poor bloke now has to try and make up a $40,300 shortfall in his super because the people he trusted to manage it for him took their eyes off the ball.

That's why you need to grab the reins back - as soon as possible - and over the coming months I'll show you how to in the following 6 ways:

  1. I'll show you how to stop your super leaking money like a broken bucket and make back any losses suffered in the last 12 months...

    Which asset classes are worth looking at in 2010 and which to ditch NOW (remember - 94% of your return depends on your being invested in the right assets!)

    The best defensive tactics to protect your super from more credit crisis fallout: how to shore up your super right away and make it recession-proof!

    How to tell if going 'self-managed' is right for you: How much up-front cash you need... how closely you need to monitor your super... the potential banana skins you won't be expecting... and more...

    Why a good Bordeaux or a late Picasso could hand you the luxury retirement you always dreamed of... revealed: hundreds of quirky ways you can invest in your super... without having to buy any expensive assets outright!

  2. What your fund manager will NEVER tell you about your super: rumours and whispers from deep inside the Aussie super industry... including who has a vested interest in where you invest your retirement cash... prepare to be shocked... then prepare to act fast!
"They just park it in a set formula and, hey presto, you get what you get."

The Great Aussie Super Shambles:
An angry investor speaks out...

"I am far too mortified to even begin a sensible tirade.

I signed into "FIRM XYZ" super in 2006... I decided on "FIRM XYZ" as they said they had good responsible management of my funds, were active in that management and said they had better ability to direct [my investments] in the future. Here are the results of my quality superannuation fund managers:
  • In August 2006 I sent them $176,000...
  • In June 2007 the balance was $203,000...
  • In July 2008 the balance was $174,000...
  • In December 2008 the balance was $135,700...
That's a loss of $40,300 in three years.

I am starting to wake up from what must have been a advertising induced blindness to the reality that these schlubs don't actually manage your account, they just park it in a set formula and, hey presto, you get what you get.

I spoke to the fund manager in July 2008 and was assured that it is "best to stay in for the long haul" and they were "confident of a recovery in the future". PFFTT!!!

This statement came with the most recent result report:

"Volatile times like these are often when we make decisions that can have profound impact on our long term financial position. We encourage you not to do this without seeking proper counsel. Please talk to your financial adviser who will offer advice to guide you through these testing times."

If I find an adviser that tells me to put their heads on a stick, I will surely consider it.

I would contend I was better off deciding to lose this money myself as it would have been the same result but much more fun."


Greg Williams
(email sent to sister publication
The Daily Reckoning)

Tuning up your super will be a huge priority of the Australian Wealth Gameplan service - click here to start your 30-day risk-free trial today!

Why should you trust me to help you sort your Super out?

Aside from my background in wealth management stretching back more than 15
years there are 4 reasons why you should let me help you whip your super into shape:

  1. I'm not on anyone's payroll - I'm 100% independent
  2. I'm not after one single cent of your retirement cash
  3. I take no advertising - so I don't have to pander to special interests like mainstream press
  4. What else can you do in the next 2 weeks to turn this around?
Listen, I'm not a fund manager. I've got no products to sell and nothing to be gained personally from investing your money.

I'm not after any management or transaction fees and every idea, tip or strategy I suggest to you will be above board, step-by-step and delivered in PLAIN ENGLISH.

Remember - my philosophy is: MAKE money... PROTECT money... GROW money!

So, each month I want to show you lots of different ways to MAKE an extra income that you can use to top up your retirement fund straight away. The money you don't sock into your pension pot will be PROTECTED in other financial or investment vehicles I'll tell you about...

How to take your super out of the slow lane...

Did you know there are hundreds of super funds out there that give you much more control over asset classes you invest in? And that selection is really, really important...

The famous Brinson Study (Determinants of Portfolio Performance) of 1995 concluded that 94% of your portfolio return comes not from the right stock selection (i.e. Telstra... CSR...etc) but from being in the right asset class (metals, energy, small stocks, etc)... ninety four per cent!

Put simply: forget the individual stocks - you need to get the big call right!

Now, mastering this might seem like an arduous task from where you're sitting right now - and it would be if you were doing it under your own steam.

But it won't be if you let me help you switch, trim, modify and tune up your super as part of my new Australian Wealth Gameplan service...

Then I'll show you how to beef up your super so that it does what it's supposed to do: GROW and provide a substantial retirement income for ALL of your retirement.

I can help you achieve the retired lifestyle you want - not just the one you can afford!

If this sounds like the kind of thing you'd be interested in finding out more about, let me put something to you...


I'm ready to roll up my sleeves and
help you GET rich and STAY rich!

If you're sick of scraping by... tired of living pay cheque-to-pay cheque... if you never seem to have the money to spend on occasional treats for yourself and your family... if you live in fear of rising bills and emergencies... if you're fed up of seeing how the other half live and want a piece of the action yourself...Click Here!
  • There are plenty of ways I can help you MAKE extra money - starting this year - which you probably haven't heard of...

  • There are lots of crafty, clever ways to PROTECT that wealth so that more of it stays in YOUR pocket...
'If you're going through hell, keep going"

- Winston Churchill
  • And there are many ways to GROW and compound that wealth so that it turns into the nest egg you'll need to fund the lifestyle you want, now and deep into your retirement.
I can give you a monthly gameplan to rescue and reboot your retirement this year - however old you are - whatever your financial experience - starting with the money you have right now.

And you get to keep every cent you make from my advice!

So let's get to it.

What you'll get as a member of Australian Wealth Gameplan

Join today as one of my founder members.
  • As a thank you, I'll send you my exclusive report: "How to put yourself on the secret payroll of six big companies" for free.
This report will show you what you need to do to claim six "profit overflow" payments from some of the biggest, safest companies in the world. They should each pay you twice in the next 12 months.
What they're saying about Kris Sayce...

"I like this guy, he makes heaps of sense... he should be doing Mr Swann's job..."
Carlos Cid

"I find your views and forecasts very interesting."
Brian Harris

"I enjoy reading your publications and hope that you may continue to present these stories and opportunities to subscribers"
Bob Buckeridge

"Love your stuff"
Glenn Taylor

"I have been reading your articles for some time and enjoy the content immensely"
Basil
It'll be like getting an extra salary over the next year for no extra work!

The first job of Australian Wealth Gameplan is to set you up with a few streams of income that pay regularly - sometimes a few hundred dollars a time, sometimes a few thousand. Many of these income streams will be automatic, 'set and forget' techniques - like the secret payroll idea.

My goal is simple:

Minimum Disruption... Minimum Effort...
Minimum Risk... MAXIMUM PAYOUT!

This is why you'll love your free report: "How to put yourself on the secret payroll of six big companies" - yours to keep even if you decide not to continue as a subscriber after your 30-day free trial.
  • But that's just the beginning. Every month I'll email you a downloadable 8-12 page briefing taking you through the Australian Wealth Gameplan step by easy step...
You'll get more proven income generating strategies, tips, tricks and ideas... more ways to protect your money from punitive tax, scammers and inflation...

And more clever ways to whip your super into shape so that it ceases to be a lazy fund manager's plaything and starts to do what you pay it to do: build you a decent sized nest egg you can actually retire on!
  • I'll also send you an email every fortnight to update you on our strategy, keep you in the loop about developments to our "secret payroll" positions, or brief you on any new tactics or tips to help you build, safeguard and multiply your cash.
Make money... protect money... grow money - get used to that mantra.


What will charter membership of
Australian Wealth Gameplan cost you?

It's hard to put a value on this service.

There's absolutely nothing like it in Australia - not a start-from-scratch wealth "blueprint" like I'm offering you.

So what would you pay right now for information that could help you make several thousand dollars additional income a year... end your money worries for good and help you build a retirement to really enjoy?

$500-a-year? $1,000? $2,000?

It would be worth that combined. In fact I could sell the research in your free report for four figures.

But I wanted to offer charter members an easier way in. So I decided that a year's subscription to Australian Wealth Gameplan should cost just $299. I think that's a perfectly fair price given what you stand to gain from the programme.

The cost should cover itself in the first month of membership - provided you get cracking on the "secret payroll" income generating idea you'll get straight away!

Then I had a thought...

We're in the middle of a recession. I understand the challenges Aussies face at the moment. I want to help you build and grow wealth - I don't want the cost of this service to be a barrier to you trying it out.

So for your first year of membership, I'll cut that $299 by one third!

Sign up as one of my charter members and you'll pay just $199 for the year - on the proviso that if the service performs as well as you expect it to, the price will revert back to $299 should you decide to continue into year two of the gameplan.

That works out at just 27 cents a day - a bargain! But don't decide just yet - there's something else I want to tell you about...

Sign up for a 30-day, risk-free trial of Australian Wealth Gameplan today and I'll also send you this exclusive gift...


FREE REPORT! "Market Dividends": How to
make money from shares that never go up!

Sounds counter intuitive, doesn't it? After all - don't you buy shares hoping they go UP in value?
Not in all cases! Sometimes you can make money from a share you own, even when the price FALLS temporarily!

I'm not talking about "short selling". I'm talking about another strategy rich people use to generate income. I call it the "market dividends" strategy. And I'll tell you all about it, for free, in a special new report...

Let me show you what I mean with a quick example:
On August 1st 2009 you buy 1,040 shares in XYZ Company at $3.19 a pop - costing you $3,318. These are fairly stable shares in a solid blue chip company. This is NOT a wild punt. It would take a minor miracle for "XYZ" shares to fluctuate wildly over the coming months.

You're not kissing goodbye to this cash. You're putting it down as a stake...

At the same time you buy these shares you instruct your broker to take out something called a "one-month covered call option" at $3.36. That's basically saying you don't think the value of XYZ Company's shares will rise above three dollars and thirty-six cents in that time.

Your broker arranges this option at a premium of 13c a share and gives you a $135.20 "market dividend" there and then ($0.13 x the 1,040 shares you hold).

Let's say this happens to the share price...


Show me an easier way than this to make $135 in a month


So what happens when the contract expires?
  • If you're RIGHT, and the shares remain below $3.36 as in the example above, the contract expires and you keep the shares. TOTAL PROFIT: $135.20. Not bad for one month's "work"!
  • If you're WRONG and the shares go above that blue line you are obliged to sell them through your broker at $3.36. But don't worry! Remember - you bought them for $3.19 each - so you're making 17 cents per share profit - that's $176 to you... PLUS you get to keep the $135.20 you made from the "market dividend" contract - that money is yours whatever happens! TOTAL PROFIT: $306.80!
To clarify: you make $306.80 if the shares go up and $135.20 if the shares don't go up. PLUS, if the price doesn't break $3.36, you get to keep the shares so you can do the same thing again in September!

Or in other words...


You get paid if the shares go up... and
you get paid if the shares DON'T go up!

How does that sound to you?

Click HERE to take a 30-day risk-free trial of "Australian Wealth Gameplan" and I'll send you a free copy of "How to make money from shares that never go up!". In it, I'll explain in detail the easiest and least risky way to use this "market dividends" strategy to generate a regular income.

Plus I'll reveal details of a contract you can take out straight away to get you started - with more to follow each month of your Australian Wealth Gameplan membership! You can take out any number of these contracts... buy two and you DOUBLE your monthly haul!

Don't worry - you won't have to figure out a thing yourself. I'll select companies for you with rock solid share prices... companies with bags of cash... firms that appreciate slowly... and I'll monitor everything for you, telling you step by step what to do and when.

I'll help you set it up so that if the share price rises, you get paid, and if the share price doesn't rise, you get paid!

Your only real risk is that the value of your holding drops beneath your buy price - but then that's the risk you take buying any shares...

But look at the upside: you get paid a "market dividend" when you buy one of these contracts - which doesn't happen when you buy just ANY share... and remember - you get to keep any capital gains you make from these shares too - that's "double bubble!"

All the detail is in your free downloadable report: "How to make money from shares that never go up!"

There's something else I want to send with your trial subscription...


FREE BOOK: How to Buy and Sell Shares for Profit

Many (but not all) of the income generating techniques I'll share with you in Australian Wealth Gameplan will involve buying and selling shares or other types of investments on the stock market. If you've never bought a share before, that can be quite a daunting proposition.

But don't worry - I'll send you a free copy of the brilliant "How to Buy and Sell Shares for Profit" book.


This step-by-step guide answers the most common questions beginners have about buying and selling shares. You'll learn how to place orders with your broker... which type of brokerage is right for you... the importance of using limit orders... how much to invest... three ways to reduce tax on your profits, and much more. Even experienced traders will find something of interest in this valuable resource!

It's yours, for free, and to keep, just for agreeing to review my new Australian Wealth Gameplan service for the next 30-days.

And for your complete peace of mind, I'd also like to offer you...


Your 100% satisfaction guarantee... so watertight
you could sail across the Pacific Ocean on it!

I want you to be happy that what you're getting today is the real deal.

No blind alleys... no false dawns... and no wild goose chases!


I'm so confident in my new service that I want you to take a full 30 days to try it out risk-free. Here's what's going to happen:

Click HERE to sign up and I'll send you my report: "How to put yourself on the secret payroll of six big companies". I'll also send you your free "market dividends" report: "How to make money from shares that never go up!" and a copy of "How to Buy and Sell Shares for Profit."

I'll also send you a third exclusive report: "5 things you need to do in the next 30 days to save your Super". This 8-page briefing is essential reading if you're worried about the effects of the financial crisis on your retirement savings. I'll show you five easy - and quick - things you can do to protect your super against any further fallout - and even boost it in the weeks and months ahead.

Take your time to read through all the material... to decide how many "secret payrolls" you want to join... and how many "market dividends" you want to claim. You can do so in the knowledge that there is no obligation or commitment required!

Please - be as cautious as you like. I want you to take a good look at what I'm offering you before you make any decision to buy.

During this 30-day period, have a long, hard think about what you want to achieve wealth-wise over the coming months and years.

If your expectations aren't matched by what you've read in Australian Wealth Gameplan call up my customer services team on 1300 667 481 and they'll cancel your subscription and refund your $199 without question or quibble. I don't want any of the reports back, they are yours to keep.

So what do you think? I don't see how I could make this any easier for you to take part.

You just need to ask yourself one simple question:

If not now then WHEN?

15 years of helping some of the richest people in Australia look after their money has taught me an extremely valuable lesson. It boils down to this:

Why I think you need a wealth gameplan

Dan Denning
New York Times best selling
author of "The Bull Hunter"

Kris's brand new Australian Wealth Gameplan service is the only one of its kind in the country and I'm delighted to endorse it to you today. Not just because Kris is one of the sharpest money minds in Australia - but because working towards financial security is not something you should play at. If you want to be able to look forward to a retirement you can actually enjoy, you need a well-thought-out, realistic wealth gameplan that gets you there - one that gives you maximum return for minimum stress, hassle, effort and risk.

Kris's plan of attack is the real deal - not some hap-hazard piecemeal collection of ideas; but a proper wealth-building strategy you can start right now, whatever age you are, and with whatever money you have in the bank... and even if you haven't, he can show you how to get started - it's never too late!

These past few volatile months have given all of us an urgent wake up call. The credit crisis has shown us in the most shocking way imaginable that personal wealth, built up over decades, can be wiped out in a matter of weeks when the economy takes a turn for the worst. What's most alarming of all is that it didn't take much of a nudge to wipe millions off Australian superannuation funds.

There should be loud, insistent alarm bells clanging in your head right now, urging you to take greater control of your own finances; to take action now to protect the wealth you've built up, and to generate new, safe streams of income to supplement the money you have coming in right now so that your retirement resembles the dreams you had when you first started work.

The months and years ahead will be some of the trickiest Australians face in their lifetimes. Right now you have a choice. It could be your last chance to do something positive. That's why I urge you to click here and sign up for a 30-day risk free trial of Kris's new Australian Wealth Gameplan service today.

Dan Denning
  • You cannot count on the government, your employer's super contributions, or major financial institutions to take care of you.

  • The only person you can really trust to build wealth for you... the only person who really has your best interests at heart... is YOU - the person reading these words right now.
You can grow your net worth at ANY stage of your life. But the longer you leave it to make a start the more difficult it gets. So the question you need to ask yourself today is: "If not now, then when?"

If you don't do something positive to improve your finances this year, when will you? Because here's the thing: you may never get a better opportunity than the one I'm handing you right now.

I'm doing most of the work for you! I'm researching the opportunities... digging up the loopholes, tricks and shortcuts... telling you exactly what to do and when!

I'm giving you the gameplan you need to generate regular streams of passive income... to safeguard the wealth you have... and to multiply it exponentially throughout your life...

More than that: I'm giving you a golden opportunity to correct the financial mistakes you've made through years of neglect.


It's up to you to decide whether that's worth something to you.

But let me assure you: do nothing and the BEST case scenario is that this time next year your finances are in exactly the same position as they are now. Your bills are the same, your debt is the same - you'll most probably be driving the same car and wearing the same clothes.

The WORST case scenario doesn't bear thinking about...

Instead, you could just grab the rope ladder I'm swinging down for you... and let me help you escape your money worries right now...


That's my commitment - now it's time to show yours

If you want this, you have to make the next move.

Do it now. Click here to complete a short reservation form. I'll send you a link to download your free copy of "How to put yourself on the secret payroll of six big companies" right away so that you can start receiving your "profit overflow" payments from December 10th this year!

I'll also send a link to download your free copy of: "How to make money from shares that never go up!" and I'll post out your copy of "How to Buy and Sell Shares for Profit".

I genuinely have no idea how many people will rush to be part of my new mentoring service - but I'm guessing it will be popular, as there's nothing like it in Australia. If things get too hectic, too quickly, I may have to close the door to new members sooner than I'd like.

So if you think you could benefit from getting 12 extra pay cheques in the next year I urge you to click here and claim your 30-day risk free trial of Australian Wealth Gameplan right away...

Sincerely,

Kris Sayce

Kris Sayce
Australian Wealth Gameplan

PS: You can try out Australian Wealth Gameplan for 30 days risk free. Join on a trial basis today and you can take almost two months to decide whether this money mentoring service is for you. If you decide it isn't, just call 1300 667 481 for a full, no-questions-asked refund.

PPS: Remember - your first "secret payroll" cheque will be issued on December 10th! To get it, you need to be registered with the company first! So hurry...

CLICK HERE NOW TO GET YOUR 'SECRET PAYROLL' REPORT!




Calculating Your Future Returns: It's important to remember that in investing you can lose you some or all of your investment money. Please seek independent financial advice regarding your particular situation.

While useful for detecting patterns, the past is not a guide to future performance. Some figures contained in this report are forecasts and may not be a reliable indicator of future results. The value of any investment, and the income derived from it, can go down as well as up. For any investment, never invest more than you can afford to lose, and keep in mind the ultimate risk is that you can lose whatever you've invested. If in doubt of the suitability of an investment please seek independent financial advice.

Australian Wealth Gameplan is published by Port Phillip Publishing Pty Ltd.

Registered Office: The Old Hat Factory 21/83-89 Brighton Road, Elwood, Melbourne, VIC 3184

Port Phillip Publishing Pty Ltd (ACN: 117 765 009 ABN: 33 117 765 009) Australian Financial Services License: 323 988.

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